An article from Reuters questions some of the Tricks of the credit card trade - namely, all those offers to give you a rate as low as 8.99%.

It’s the “as low as” that’s the kicker. Your actual rate could be much higher, but you won’t know until you provide them with specifics about your finances and your social security number. It’s only after you apply that you’ll learn your rate and who much you’ll be approved for. (Keep reading →)

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One of the biggest time wasters out there seems to be trekking to the post office to wait in line for a half hour (at least here in Philly). On top of that, the closest post office to me has some super grumpy people working for it. I often walk the extra 10 minutes to the other just to avoid having my mood soured. So when I got my Pitney Bowes mailing system a few years back, I was happy as can be. (Keep reading →)

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